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A short history lesson: When people first started setting up actual business based on bitcoin, they used each of the tools in order to any retailer. They sold by credit card and PayPal. The disadvantage in this business model was quickly spotted: bitcoin transactions aren’t reversible by anyone except the parent receiving the moolah. Credit cards and PayPal have strong buyer protection policies that for being relatively straightforward for people to request a chargeback. So, nefarious individuals realized this and began making purchases of bitcoin and then sooner or later requesting a chargeback. And, since bitcoin is often a non-physical product, sent by new and poorly understood technological means, the sellers were could not contest all of this. Because of this, sellers stopped accepting credit cards and PayPal.
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